Find the Best Deals on Used Auto Parts

If your car is screaming for a certain part to be replaced, whether it is a faulty air-compressor, a worn out tire or perhaps a broken headlight, you know that it is time to shell out some of your savings and still toil for that elusive part that fits. But now you can relax, huge bills on auto-part replacements is a thing of the past. Nowadays a smart buyer can get the best quality car parts at the lowest prices and that too while sitting at home relaxing on a sofa.

Wondering how all this is possible? You probably haven’t heard of online auto-part sellers. These are dedicated websites that specialize in selling quality auto parts online. But that is not all they do. Apart from direct sales, they offer comprehensive services like choice of a variety of brands from various warehouses, customer support, free shipping, technical advice and the list goes on.

There is tremendous competition in the used auto-part industry and major players keep offering a bouquet of services to increase customer loyalty and satisfaction. Internet now is a place for some of the best deals on used auto parts and to be precise, a wide variety of auto parts is available at the click of a button.

A half hour of search on the internet is more than enough to locate the best deal on the car part you require and have it delivered at your doorstep. But before you do that, keep the following information in mind:

  • Buy only from an established seller
  • Buy the correct part by selecting the correct make, model and year
  • Ascertain the condition of the selected part before making the payment (You can even call the seller before purchasing)
  • Price is not the only consideration; make sure you are comparing products on quality and years of usage

With a bit of effort (i.e. switching your computer on), you can locate the best deals on the auto parts you require. So go ahead and finalize the deal online and treat your car with finest quality OEM auto parts at lowest prices delivered right to your doorstep.

James Rodham

Quality Auto Parts

Tips For First Time Car Buyers to Get Online Auto Loans

What Are First Time Buyer Auto Loan Programs?

Whether you are buying your first new or used car or are planning to apply for online auto loans for the first time, understanding how automobile dealerships and lenders see you, and what you can do to improve that image, can help you to be prepared in advance of applying for online auto loans for the first time, so that you will be in a better position to get approved for an car loan with a lower interest rate and better terms. After all, you want your monthly auto loan payment to be the lowest it can possibly be, right?

Who might apply for first time buyer car loans? Some people that first time auto loan programs can help could be:

* Teenagers, personally buying their first car in their own name will need to apply for first time buyer auto loans as they have no credit history behind them

* College students living away from home for the first time frequently have not had time to build a credit history before leaving for school and so will often need to apply for first time buyer car loan programs

* People that have always paid cash for a vehicles in the past, but now want to upgrade to a newer one or are forced to take out automobile loan because they do not have the cash funds to buy a vehicle at present

* Immigrants that have moved here from other countries, and thus have left their credit histories behind, may need to apply for first time auto loan programs in order to start building a credit history

Not All First Time Auto Loan Borrowers are in the Same Boat

The first thing to realize is that not all first time borrowers are in the same boat. There can be a lot of differing factors that can either work in your favor, or against you when you are applying for online auto financing. For instance:

* Are you employed full or part time? If you are not employed, do you have an income? Not being employed is not necessarily a game stopper, but if you plan to have your name on the title of the car and on the auto finance, you will need to demonstrate that you have either a job, regular income, or other funds that you will be paying your monthly auto loan payment from. Of course, the higher that your income is, the easier it will be to qualify for lower interest rate first time buyer auto loan programs.

* Do you have no credit history, because you are just starting out your financial life, or do you have a bad credit history/low credit score because you have had a few credit slip-ups in the past? Dealerships will certainly work with you in either case. However, if you have a low credit score, depending on how bad your credit history is, the dealership may be inclined to offer you a higher rate of interest and a lower credit limit on first time buyer auto loans as opposed to someone that has not made any credit mistakes in their financial life yet.

Note, see our recent article entitled “How to Get Approved for an Auto Loan with Bad Credit if you have Low Income” to learn how to get unwanted items removed from your credit report to bring up your credit score.

* Will you have any funds available to make a down payment on your auto loan? Whether you are applying for first time buyer auto loans, or if you have had auto loans in the past and just need another one now, what every auto dealership or lender is going to take into consideration when assessing your application and the items on this list is; how much of a risk are they taking in making an auto loan to you and what if anything can they get you to do to mitigate that risk. Making a down payment is one thing that you can do to mitigate the dealership’s risk, making them more likely to quickly approve your automobile loan and to give you a more reasonable interest rate. In addition, a down payment will obviously bring down what you owe on the vehicle and so your monthly payments will be lower and more affordable. Down payments are usually not required to get online auto loans, but they can be very helpful when negotiating with a dealership. Even a small down payment can make a difference in how the dealership sees you.

* Is there someone that you know that would be willing to cosign for you on your auto loan? Cosigners are not required in order to get online auto loans, even if you have bad credit or no credit history at all. However, the use of a cosigner can save you a lot of money and make the application process go much more quickly and smoothly. A cosigner is someone that puts their name on your loan application along with yours, guaranteeing that the loan will be repaid. The limit and maximum amount of your automotive loan will be determined by the cosigner’s income and credit standing, not yours. So, if you choose to have a cosigner, make sure to pick one that has a high credit score. With a cosigner, there is really no need to look for first time buyer auto loans because you will be treated by the dealership as though the higher credit score and income were yours.

* What is the ratio of your monthly housing payment as compared to your income? A little known fact is that auto dealerships and lenders pay attention to this number. For instance, if you make $1,000 per month income, and your monthly housing cost is $300, then your housing cost takes 30% of your income. Anything over 40% will send up a red flag to the dealership/lender and they may need convincing that you can make your monthly payments on time. Take this into consideration when you complete your auto finance application.

Taking the above items into consideration, you should be able to get a clearer picture of how automotive dealerships and automotive loan lenders see you, and what you can do to control that image, at least to some extent. Once you have submitted your application, the die has been cast and you will see what the dealership offers you at that point.

Wholesale Auto Parts

The world of automobiles is a broad one. It is comprised of a vast industry that includes auto manufacturing, designing and selling, vehicle equipment production as well as auto parts and accessories. Interaction in such industries is relatively high. Thus, every auto buyer?s demands can be answered easily. In turn, many automobile and auto parts dealings have been in constant development through the years. You can easily find wholesale auto parts on the market mainly because there are so many manufacturers.

Most automobile owners look to buy wholesale auto parts, as they are generally much cheaper. Deals like these are mostly available among auto parts dealers to attract buyers to do business with them. Since they are sold in large quantities, the price is staggered. Wholesale auto parts are available in sets or packages. For example, you can buy auto lights in four-piece sets and pay the cost of only a three-piece set.

The virtue of having wholesale auto parts is that you store additional parts for your vehicle?s regular maintenance without emptying your pockets. You also tend to have a wider choice in wholesale deals as most auto shops tend to order large quantities from manufacturers.

How to Find Great Deals on Wholesale Auto Parts

‘Cheaper by the dozen’ is a phrase that defines wholesale auto parts. But finding the right deals could sometimes be tricky and can cause a dilemma. However, the only secret to finding such great deals in wholesale auto parts is that you have to be very resourceful. If you could go auto shop hunting, then do so.

Look in as many shops as you can, investigate their products and their wholesale offers. See if their offers are worth your purchase. Another source of information is the Internet. Sites about auto shops now abound on the Web, and most offer wholesale auto parts such as lights, engine parts, exterior enhancements, power tune-up parts and the like.

You must also know how to distinguish good and reliable deals from bad deals. Testimonials and forums may help you out. There are specific sites dedicated to auto buyers where you can ask questions like where to find great wholesale auto part deals.

Buying Used Auto Parts

Buying used auto parts is usually an inexpensive alternative to buying new auto parts from your local car parts retailer or an on-line store. It may take some time and creativity to find the exact part, so be patient as there are many different ways to accomplish this goal. But, they fall into three basic approaches: junk yards, classified ads and on-line stores. Let’s look at each one.

Junk Yards

There is usually one part of the city where most of the salvage yards are located. These yards often sell used auto parts for low prices if you are able to remove the needed part yourself from one of their wrecked cars or trucks. And, you will need your own tools. Each junk yard is different so be flexible and be prepared to negotiate as you may be able to purchase whole assemblies as well as a series of parts. Call in advance about pricing and car/part availability. Lastly, you should verify the terms and conditions of the sale and any return policy. Not everything goes as planned.

Classified Ads

Traditionally, used auto parts could be found in the classified ads section of your local newspaper or grocery store pamphlet/publication. Today, you can add eBay, Craigslist and a few more such websites to this category. Depending on the part, the buyer will need to verify that the current condition will not affect its ability to operate properly as most of these sellers (with the exception of eBay) are anonymous to the buyer. Which means, no track record of their relationship with past buyers. If you are using eBay, be sure to check out the seller’s feedback ratings before buying any used auto part. The feedback ratings of buyers can provide you with insight into a seller’s reputation, reliability and selling history. And return policy.

On-line Stores

This newest method can be a very fast and convenient way to locate and purchase a specific auto part. Prices, descriptions, pictures and expanded details are usually available via a searchable database. Be sure to be creative when entering your search keywords so the search engine will give you the results you are seeking. The more exact the keyword match, the better will be the results.

In today’s marketplace, there are lots of options for used auto parts buyers. Old school and new. With a little effort, the exact part for your car will be available.