A Top Ten List of Automotive Extended Warranty Companies

Automotive extended warranties should be a very important part of one’s budget. After the vehicle’s initial warranty expires it would be wise to extend it because unexpected breakdowns can be devastating for one’s finances. A warranty is collateral that is offered by the manufacturer or another insurance provider. This means that if the product or service fails you are entitled to have it repaired or replaced. Let’s look at some of the top providers for automotive extended warranties.

1. Mogi

Mogi is a very recent entrant into the market of insurance. With their technological advances in terms of web based protection and support, Mogi has become the convenient and reliable choice of many consumers. Mogi offers several coverage plans for new and used vehicles. Each plan is tailored to the specific needs of the customer at the lowest rates possible.

2. Warranty Direct

Warranty Direct is very popular due to its wide array of coverage plans at reasonable prices. With more of a track record than Mogi, Warranty Direct has been in the business for 30 years. In terms of reliability you will find no better automotive extended warranty among the other companies. Warranty Direct is one of the largest warranty companies in North America making it very appealing to buyers looking for a safe and reliable purchase.

3. CARCHEX

Another well-known name; CARCHEX provides several automotive extended warranties. Plans for new and used vehicles add to the diversity of this company.

4. Stop Repair Bills

Stop Repair Bills will cover almost any vehicle. Most of their customers have vehicles over 12 years old. This company’s boldness has earned it a household name for good reason.

5. U.S. Fidelis

U.S. Fidelis is one of the largest automotive extended warranty companies in the United States. U.S. Fidelis offers many economic plans for new vehicles. This provider is a wise choice for those looking for an established company.

6. U.S. Direct

U.S. Direct is another exclusive provider in the United States. This automotive extended warranty company boasts a solid track record and excellent customer service.

7. Fidelity Automotive

Fidelity provides extended warranties to both new and used cars. To go along with their coverage, Fidelity also offers excellent customer service with roadside assistance and repair.

8. Auto Protection

Auto Protection is smaller than the other providers; to compensate for this Auto Protection offers excellent customer service and makes their policies very clear.

9. Endurance Protection

Another small automotive extended warranty provider; Endurance Protection offers several incentives such as instant savings and roadside assistance.

10. Auto Service Warranty

Auto Service Warranty provides used and new automobile coverage. Automotive extended warranties are provided at very economical pricing.

Aftermarket, OEM, OE Auto Parts Explained

Aftermarket, OEM, replacement parts–you see these words in almost all auto parts stores online. What do these terms mean?

For a passive buyer, these things are but ordinary terms used in the automotive market but for someone meticulous and who wants the best for his auto, these things matter considerably. Deciding which among these to purchase is just like deciding what car to buy.

O.E.M. stands for Original Equipment Manufactured. This means that OEM Ford parts are manufactured by Ford itself, Chevrolet parts are manufactured by Chevrolet, Toyota parts by Toyota, BMW parts by BMW and so on. The terms O.E.S. and OE are also used; these mean Original Equipment Supplied and Original Equipment, respectively. While in many cases, OEM and OES mean the same, OE is more general referring to any part that came as original equipment on the car. Some of OE car parts and components are not actually made by the car manufacturer but are purchased and assembled by the automakers to create a vehicle.

Those referred to as “aftermarket auto parts” are not made by the original car manufacturer; furthermore, they are bought and added to the vehicle only at the dealership or after the vehicle left the dealership. In terms of design and function, aftermarket products are almost the same as the stock auto parts since they are primarily used to replace a damaged original part so that the vehicle can continue to run. If you need replacement parts for your car, however, you can either buy O.E.M. or aftermarket auto parts. There are numerous sources of aftermarket auto parts. Stores like Auto Parts Discount give you a great variety of parts for almost all makes and models.

Some cars, especially the base models are not completely equipped so users just add aftermarket parts later on. For example if you have purchased an old Toyota Corolla, you can add aftermarket Toyota fog lights, Toyota spoiler, Toyota turn signal light or Toyota mirrors. Aftermarket products can also help you give your car a fresh new look. Even if your original parts are not yet damaged or worn out, you can replace them with or add specially designed aftermarket auto parts like Honda taillights, Ford center cap, Chevrolet chrome bumper, and Mercedes Benz Front Cover Towing Eye found at Auto Parts Discount.

Enthusiasts, on the other hand would opt for custom parts and specialty equipments. Compared to a universal fit auto part, which can be installed to any vehicle make, year and model, custom aftermarket products are designed to fit only a particular application. Examples of custom parts are your Ford hood, Ford fender and Ford doors. Specialty equipments on the other hand, are intended to make the vehicle more stylish, comfortable, convenient and more up-to-date.

Most auto users prefer aftermarket products because they are less expensive than OEM replacements. While it is true that there may be some aftermarket auto parts that do not meet high standards of original equipments, it is not right to say that aftermarket products are generally inferior in terms of quality and style. Replacement parts sold at Auto Parts Discount, for example are made by car parts manufacturers that are mandated by high international standards.

Which is better, OEM or aftermarket replacement part? It depends on the product. Some OEM parts are not durable enough while the aftermarket parts you use to replace them could last for many years. If you want to give your car a different look and also, if you want to save, aftermarket products are worth a try. However, make sure to get these replacement parts from trusted sources.

Exotic Cars: Expectations and Realities When Looking for One

What’s the first thing that comes to mind when you think of exotic cars? Is it a popular sports car like a Ferrari or Lamborghini? Or maybe you prefer some of the latest muscle and luxury cars around, like the Ford Mustang, the Chevrolet Camaro, or the Ashton Martin V12 Vantage S.

Whatever rare car you’re dreaming of, you should know from the outset that it takes more than a bulging briefcase of cash (or a check with dozens of zeros) to get your own exotic car of choice. Look back to the first time you’ve bought a car. Snagging the car of your dreams requires more than just walking into that dealership: you’ve got to negotiate your loan rate (if any), discuss the terms, request to upgrade or modify some things here and there, and so on. Let’s discuss the process of buying an exotic car.

An Opportunity of a Lifetime

There are many exotic cars to choose from, especially if money is no object, but it’s certainly going to be easier said than done to decide on ‘the one’. One of the first things you should do is to set your budget: say, like $200,000. Setting a ceiling automatically lessens the stress of choosing from possibly dozens of options to a more manageable list.

Next, since you’re looking for an exotic car, you need to define for yourself the “exoticness” of a car. Do research online, list down your preferences, and learn the nomenclature associated with luxury cars or sports cars, including what sort of engine they’ve got and so forth. That way, you can be upfront with the dealership’s salesperson by saying the details of the car you want. Remember to tell him/her your preferred price range as well, and don’t be afraid to round it up so you’d have a wider range of models on the top of the heap.

Keep in mind that dealers rarely allow potential car buyers to test drive a car right of the bat. To help you decide on which exotic cars to consider, search online and read unbiased reviews or test drive videos of your shortlisted cars.

Do note that rare cars that are reviewed online might not be available in your market, so make sure to list down several options and rank them based on your personal criteria.

Dos and Don’ts

Do show proof with regards to your financial capabilities. Ask the sales staff to inform you about different maintenance plans, gearing options, brands, and models that are currently available or will soon be. The more you’re able to engage with the salespeople, the likelier it is for you to get a decent plan at the lowest price.

If you want a car that crosses state lines, don’t be afraid to do some cross-country traveling to get it.

When permitted, take the lucky car/s for a brief spin in order to get a good feel of the vehicle, from its purring engine to how fast it can really go.

If you want online tools that can assist you in locating any exotic car that you deem fancy enough to be part of your car collection or garage, visit websites like Cars.com, eBayMotors.com, and AutoTrader.com.

Finally, make sure to check an exotic car’s mileage, condition, options, transmission, and other parts that you deem important before making a final decision.

Better Options for Junk Car Owners

There are several advantages of owning a junk car that many people have never considered. To most, junk vehicles are garbage that no one wants to deal with or buy. Instead, a junk car can actually be a great treasure! One of the greatest opportunities for junk car owners is be able to discover different ways on how to discard or get rid of a junk car in their garage or driveway.

For example, there are various constituents in vehicles that can be recycled and reused in countless ways. This option is the most recommended; however, there are many other fun ways to reuse a scrap vehicle. Continue reading to learn a few ideas, tips, and fun ways to put a junk car to good use once and for all!

Selling Junk Cars for Cash

One of the most obvious reasons people want to get rid of a junk car is for convenience; however, a more common reason is for sheer profitability. A person can sell a junk vehicle for cash, or disassemble the parts and sell them piece by piece for a higher profit. There are so many salvageable parts on a scrap car, that a person can sell these parts for cash and make more money than selling the car as a whole.

There are several options when it comes to selling a junk car for cash. Depending on the status and conditional state of the vehicle, the cash value with always vary. The better condition the car is in, the more money it is worth. Also, if a car still retains the valuable components, such as a catalytic converter and engine, then it is worth even more.

The best place to start if you wish to sell a junk car for cash is a scrap metal yard. Scrap metal companies buy junk vehicles and break them down into more valuable parts. They retain the appropriate equipment, machinery, and tools to quickly disassemble a car and recycle the metal that is inside.

You can make more money at these scrap yards if you take apart the junk vehicle yourself, then sell each individual component for cash. The reason you will get less money for a whole junk car is that the company has to use time and effort to strip down a vehicle themselves.

Scrap metal yards will certainly give you a higher cash return for your junk vehicle than a regular person who’s found your ad in the paper. Scrap metal companies know and understand the worth of certain metals with automobiles and retain the finances to purchase large inventories of scrap vehicles for recycling purposes.

They also make the process easier for the client because they generally offer pickup and towing services for free. This way you do not even have to leave your house to sell a junk car to a scrap metal recycling company.

Before selling your old vehicle to one of these businesses, it is recommended to become familiar with the types of valuable metals found within your car so that you are more aware of the potential cash return you are entitled to receive.

Types of Recyclable Metals Found in Vehicles

There are two types of metals, ferrous and nonferrous. Ferrous metals are not as valuable as nonferrous metals, but are still high in demand and can be recycled and reused in various ways. It is still a very beneficial metal in the world. Ferrous metal is any alloy that contains iron. This includes cast iron, stainless steel, carbon steel, wrought iron, and other steel and iron alloys.

Nonferrous metals are higher in value and include alloys such as aluminum, copper, brass, silver, lead, and more. The best way to determine whether or not a metal is ferrous or nonferrous is by using a magnet. If the magnet sticks to the metal, then it is ferrous. If it does not stick, it is either nonferrous metal or not metal at all.

Precious metals are even more valuable; such as platinum, bismuth, zirconium, cobalt, and gold. Some of these precious and nonferrous metals can be found in junk automobiles. Cars have many parts within them that contain valuable nonferrous metals. For example, a catalytic converter is made of platinum, a very precious nonferrous metal. If a junk car still retains this part, it can be worth a lot more money. Also, copper radiators are a valuable item. Contact a local junk car buyer for current market values for metal and automotive parts.

Additional Uses

One great option is to simply keep your old car in case you need to replace a worn-out part in your current vehicle. Using old car parts as spare or backup parts is a great way to save money and be resourceful at the same time! Buying new car parts can be costly and time consuming. Using a spare part saves cash so long as you can find a person to install it for a fair price. This is a great way to put your old car to use while saving money too.

Another option for old junk vehicles is to use them for art or other fun commodities. Many artistic people like to take regular items and turn them into fun and useful things. For example, old car parts can be constructed to form beautiful modern and creative art, or even refurbished into household items like towel racks and mantles.

Overall, junk cars have many uses and should never be shrugged off as a waste of space or trash. Recycling, earning money, creative art, and more are just the beginning of what a junk car can do for you and others! If you own a junk vehicle, consider some of these ideas and spread the word so everyone can make a little cash and contribute to the environment at the same time!